Goal Progress: Update #8, October 2016

This post is a little late, but better late than never, right? To be honest, even doing a monthly update has been difficult these days. We just moved, and this is the first post in the new house and new office. It’s been 8 months since we set a goal to pay off the mortgage by … Read more

Goal Progress: Update #7, September 2016 and Life Happens

It’s been 7 months since we set a goal to pay off the mortgage by 2020 and to have a net worth of at least $1M by 2025. This is the 7th update on the progress of the goal. If you’re wondering why we set this goal, see here. Life happens. A lot of big changes came … Read more

Goal Progress: Update #6, August 2016

It’s been 6 months since we set a goal to pay off the mortgage by 2020 and to have a net worth of at least $1M by 2025. This is the 6th update on the progress of the goal. If you’re wondering why we set this goal, see here. Mortgage progress: This month, we paid a … Read more

Goal Progress: Update #5, July 2016 + I Broke My Ankle

It’s been 5 months since we set a goal to pay off the mortgage by 2020 and to have a net worth of at least $1M by 2025. This is the 5th update on the progress of the goal. If you’re wondering why we set this goal, see here. Mortgage progress: This month, we paid a … Read more

I Will Qualify For The Boston Marathon By 2020

After much thought, I’ve decided to add another goal to my list. I will qualify for the Boston Marathon by 2020. Here are the current (as of October 2019) qualifying standards:   Age Group MEN WOMEN 18-34 3hrs 00min 00sec 3hrs 30min 00sec 35-39 3hrs 05min 00sec 3hrs 35min 00sec 40-44 3hrs 10min 00sec 3hrs … Read more

The Costco Transition To Visa Is Here

Costco has officially transitioned from American Express to Visa as of Monday, June 20, 2016. This means that Visa is now the only major credit card accepted at Costco warehouses and online at costco.com. Of course, you can still use cash, checks, debit and ATM cards, EBT, and Costco Cash cards. For those who have the … Read more

Goal Progress: Update #4, June 2016

It’s been 4 months since we set a goal of paying off the mortgage by 2020 and to have a net worth of at least $1M by 2025. This is the 4th update on the progress of the goal. If you’re wondering why we set this goal, see here. Mortgage progress: This month, we paid a … Read more

Where I Agree and Disagree With Dave Ramsey and My Debt Story

I graduated from college in 2007 with just under $27,000 in student loans. Before I even got my diploma, I added another $12,000 in debt for a brand new car (2007 Hyundai Sonata, manual). I didn’t know much about personal finance back then. I just thought debt was a part of life. My first and second jobs out … Read more

Homebuying 101: A Quick Guide For First-Time Homebuyers

Buying a home can be a daunting process. For first-time homebuyers, buying a home is typically the biggest financial decision they have ever made. My goal for this post is to provide a brief but clear picture of the homebuying process. I am a licensed realtor in Virginia. Some steps may be slightly different in other … Read more