If you’ve been contributing to your retirement accounts diligently but are thinking about accessing your funds early, you may have encountered the terms 72(t) and SEPP. These concepts can provide a way to tap into your retirement savings without facing the usual penalties. Here’s what you need to know. What Are 72(t) and SEPP? 72(t) … Read more
Is retirement bad for your health? What do people do after they retire? Do people get lonely? What are some things that can make retirement better? These are some of the things I’ve been asking myself as I reflect on my goal of early retirement / financial independence. Thinking about retirement makes me think about my … Read more
“Contentment comes not so much from great wealth as from few wants.” – Epictetus Lately, I’ve been exploring and practicing minimalism, and I realized how much it goes hand in hand with improving personal finances. What is minimalism? Here’s how The Minimalists define it: Minimalism is a tool to rid yourself of life’s excess in favor of … Read more
If you want to make God laugh, tell him about your plans. – Woody Allen In my previous post, I mentioned my goal of achieving financial independence (FI) by 2025, but I truly believe that, ultimately, my plans are in God’s hands. With that being said, I also believe that if we are good stewards … Read more
I just turned 30 a few months ago, and my son (below) just turned 1 a few days ago. Both of these milestones made me reflect on my life and my family’s future. I decided to change the path we are taking and blog about it. What is this blog about? I’ll be writing about personal finance, financial … Read more